Last Updated: 7/30/2013
PayPerks respects your privacy and takes security of your personal data very seriously. No one on Team PayPerks would want our information shared with a third party without our consent. Therefore we would never dream of doing the same to you.
- Information we collect
- How we use information we collect
- Our approach to information security
- Information we may share
- Your consent and choices you have
- Other Terms and Conditions
- Contacting Us
Information We CollectBelow are the different types of Personal Data and other information we collect:
Personal Data you Provide Through the Website: PayPerks collects Personal Data from you when you voluntarily provide such information, such as when you create a PayPerks account and register with this Website, add or link a prepaid debit card, debit card, or other product to your PayPerks account, enter a PayPerks sweepstakes, contact us with inquiries, or respond to one of our surveys. Also, when you interact with the Website, we may collect Personal Data and other information from you.
Personal Data you authorize us to collect from you or on your behalf: PayPerks partners with different companies and financial institutions to make products available to add or link to your PayPerks account such as prepaid debit cards, debit cards, or other products and services. When you associate these other products to your PayPerks account, you authorize us to collect certain Personal Data about you and other information, including transaction data, about your account and card from the companies that operate that product (including, prepaid card program managers, payment processors, payment networks, etc.) to operate this Website and related services and programs we make available through this Website.
Non-Identifiable Data: When you interact with PayPerks, we receive and store certain personally non-identifiable information such as the IP addresses. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. We may store such information itself or such information may be included in databases owned and maintained by Company affiliates, agents or service providers. This Website may use such information and pool it with other information to track, for example, the total number of visitors to this Website, the number of visitors to each page of this Website, and the domain names of our visitors' Internet service providers. It is important to note that no Personal Data is available or used in this process.
Aggregated Anonymous Personal Data: In an ongoing effort to better understand and serve the users of the PayPerks, we regularly compile all of the data we collect together, removing any data elements that identify individuals (such as name, email addresses, phone numbers, account numbers, etc.), and aggregate this anonymous data for reporting purposes. From time to time, PayPerks may share this aggregate data with its affiliates, agents and business partners. This aggregate information does not identify you personally. Company may also disclose aggregated user statistics in order to describe our services to current and prospective business partners, and to other third parties for other lawful purposes.
How We Use Information We Collect
PayPerks takes your data privacy and our security seriously. We have implemented industry standard security measures to protect the Personal Data you have provided us to us via this Website or authorized us to collect on your behalf from our partners, from theft, loss, misuse, and unauthorized access, disclosure, alteration, or destruction.Security Tips:
- Email is not secure, so please NEVER send your credit card, debit card, or prepaid debit card to anyone by email.
- PayPerks will never ask you to send your card number by email or tell it to us over the phone.
- We never ask for the CVV, card security code, or your PIN. Ever.
- Please keep in mind that PayPerks cannot secure email as it travels across the Internet, so please decide carefully what information you decide to send by email.
- Never share your PayPerks password with ANYONE. PayPerks will NEVER ask you for your PayPerks password by phone or email.
Information We Share
PayPerks is not in the business of selling your information. We consider your personal information to be a vital part of our relationship with you. There are, however, certain circumstances in which we need to share your Personal Data with certain third parties without further notice to you, in order to operate the PayPerks site and be in compliance with all laws:
Card Partners and Their Card Partner Affiliated Companies: PayPerks partners with different companies and financial institutions to make products available to add or link to your PayPerks account such as prepaid debit cards, debit cards, or other products and services. When you associate these other products to your PayPerks account, you authorize us to share certain Personal Data about you and other information that you enter about your account and card with the companies that operate that product (including, prepaid card program managers, payment processors, payment networks, etc.) to operate this Website and related services and programs we make available through this Website.
Agents, Consultants and Related Third Parties: PayPerks, like many businesses, sometimes hires other companies to perform certain business-related functions such as mailing Scratchers or sending the cash prizes we award our winners to your account. For example, when we pay you a prize, we must share your name and bank account number with our bank, so they can send you the prize. We take great consideration in selecting the companies and partners we work with to deliver these services, and ensure that our partners are reputable companies with strong privacy policies and security of their own. When we do send data, we send it securely and we only send the information needed to perform the specific function.
Legal Requirements: PayPerks may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Company, (iii) act in urgent circumstances to protect the personal safety of users of this Website or the public, or (iv) protect against legal liability.
Your Consent And The Choices You Have
You can visit PayPerks without providing any Personal Data apart from your email address (as it is required to create an account). If you choose not to provide any Personal Data, you will not be able to create a PayPerks account, or contact PayPerks Help the Contact Us form.
Each communication we send you will contain instructions permitting you to "opt-out" of receiving future communications. In addition, if at any time you wish not to receive any future communications or you wish to have your name deleted from our mailing lists, please contact us as indicated in the section below or in the My Account section of your PayPerks account.
Other Terms and Conditions
Public Areas. From time to time this Website may include certain social or interactive features, including blog posts, bulletin boards or similar features that are publicly accessible (collectively, “Public Areas”). The policies and procedures we described here do not apply to any information you post or share in Public Areas of this Website. All such information may be accessible by us and other individuals, and we cannot control who may access any such information that you elect to share or otherwise make publicly available.
Protecting Children’s Privacy Online. This Website is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Data through this Website. We do not knowingly collect information from children under 13. Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA).
Change of Control. As we develop our business, we might sell or buy businesses or assets. In the event of a change of control, corporate sale, merger, reorganization, dissolution or similar event, we may include your Personal Data as part of the transferred assets or business.