Official Sweepstakes Rules

Versions of Official Sweepstakes Rules

Please select the sweepstakes rules which apply to you:

  • For sweepstakes starting on or after 8/1/2013 sweepstakes: see below
  • For B2B Promotion Instant Win Scratchers: click here


(For sweepstakes starting on or after 8/1/2013)


From time to time PayPerks, Inc. ("PayPerks"), will offer, host, administer, and/or otherwise sponsor, periodic sweepstakes (each, a "Sweepstakes") on its website at (the “PayPerks Website”).

A list of all pending and upcoming Sweepstakes, grouped by the applicable prepaid debit card programs that can be added to a PayPerks account, is located at (the “Sweepstakes Listing Page”). Each Sweepstakes will have its own start date (“Earning Start Date”) and end date (“Earning End Date”) (each such period for a Sweepstakes, the “Earning Period”), and prizes, as specified for each such Sweepstakes on the Sweepstakes Listing Page. Each Sweepstakes is subject to and governed by these General Terms and Conditions and the additional specific terms and conditions for each such Sweepstakes as set forth on the Sweepstakes Listing Page (collectively, these "Official Rules"). All entries and participation in each Sweepstakes are subject to PayPerks’ Terms of Use and Privacy Policy.


Automatic Entry After Adding Prepaid Debit Card. During any individual Earning Period, visit the PayPerks Website, log in to your PayPerks account and add your prepaid debit card to your account by following the instructions located on the Cards Page ( Once you add a card that belongs to you, from one of the available prepaid debit cards on the Cards page, to your PayPerks account, all of your PayPerks points (up to the applicable maximum number of entries specified for the applicable Promotion) in your PayPerks account at the time you added your card, plus any additional PayPerks points you earned during the applicable Earning Period, will automatically be entered in the first Sweepstakes available for your prepaid debit card. For each subsequent Sweepstakes available for your eligible prepaid debit card that remains added to your PayPerks account, all of your PayPerks points earned by you in the applicable Earning Period (up to the applicable maximum number of entries specified for the applicable Promotion) will automatically be entered in each such Sweepstakes. Each PayPerks point is equal to one entry.

Registered PayPerks users may earn PayPerks points by adding their eligible prepaid debit card to their PayPerks account, and by performing any number of the activities specified in the Ways to Earn Page ( The amount of points PayPerks users can earn for adding their eligible prepaid debit card to their PayPerks account and for performing the foregoing activities will be specified on the Ways to Earn Page.

Alternative Method of Entry. To enter a Sweepstakes during the applicable Earning Period without performing the activities described on the “Ways to Earn Page” or without adding your prepaid debit card to your PayPerks account, follow the instructions and submit the required information specified at (such web page the "AMOE Page", and such method of entry, the "Alternative Method of Entry"). Each entry in a Sweepstakes submitted through the Alternative Method of Entry will be equal to the number of entries specified on the AMOE Page for such Sweepstakes, and such entries may only be submitted in accordance with the time periods listed on the AMOE Page.

Maximum Number of Entries. Regardless of method of entry, the maximum number of entries per person for each Sweepstakes will be set forth on the Sweepstakes Listing Page.

All entries for a Sweepstakes must be received by the applicable Earning End Date. Participation in each Sweepstakes is voluntary and does not require you to purchase anything from PayPerks. No illegible, incomplete, forged or altered entries will be accepted.


Each Sweepstakes is open only to registered members of the PayPerks Website who are legal residents of the 50 United States (or the District of Columbia) who are at least 18 years of age at the time of entry (unless a different age, residency or eligibility requirement is specified in the details governing any individual Sweepstakes). You can create a free PayPerks account by following the instructions at Only one PayPerks membership account per person. Entries are limited to individuals only; commercial enterprises and business entities are not eligible. By participating in a Sweepstakes, each entrant accepts the conditions stated in these Official Rules, agrees to be bound by the decisions of PayPerks and warrants that s/he is eligible to participate in each such Sweepstakes. Employees, independent contractors, officers, and directors of PayPerks and its affiliates, subsidiaries, partners, advertising, Sweepstakes, and fulfillment agencies, and legal advisors, and their immediate family members and persons living in the same household, are not eligible to participate in any Sweepstakes. If you believe you have been incorrectly identified by the PayPerks Website on the Win page as ineligible for any Sweepstakes, please contact

EACH SWEEPSTAKES IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject to applicable federal, state and local laws and regulations.


The prize descriptions, the total approximate retail value of all prizes and the number of winners to be selected for each Sweepstakes will be set forth on the Sweepstakes Listing Page. Each winner will be solely responsible for all fees and expenses not specifically set forth in these Official Rules. PayPerks reserves the right to substitute prizes of equal or greater value. No other substitution or transfer of prizes permitted. Additional terms and conditions may apply to winner's use of the prize, as set forth on the Sweepstakes Listing Page for such Sweepstakes, or as otherwise applicable to the winner’s prepaid debit card, such as that the card be in good standing, or other account designated by a winner to receive a prize by direct deposit or other means. PayPerks is responsible only for prize delivery; not responsible for prize utility, quality or otherwise. Taxes on all prizes are the sole responsibility of each winner. If a winner elects to receive a prize via direct deposit, PayPerks is responsible only for initiating the deposit with, and providing accurate instructions to, the applicable financial institution. Each winner of prizes with a total value of $600 or greater during a calendar year will be issued a 1099 U.S. Tax Form for the retail value of the prizes. By entering a Sweepstakes, participants acknowledge that their receipt of any prize may have an effect on their eligibility for certain government or other benefits. Please speak with a tax professional and/or your benefits coordinator or accountant for further clarification. In order to receive a prize, a winner may be required to provide proof of identification, such as winner’s social security number, and/or ownership of the prepaid debit card associated with the winner’s PayPerks account.


Following each Earning End Date, the winner(s) for the applicable Sweepstakes will be randomly selected by PayPerks or its designee from all eligible entries received during the Earning Period for such Sweepstakes. If a Sweepstakes has cash prizes and PayPerks points prizes, cash prizes will be awarded before the PayPerks points prizes. All prizes will be awarded in descending order of value to the corresponding winners based on the order such winners are selected (e.g., first winner selected wins first cash prize). Odds of winning a particular prize depend on the number of entrants participating in the particular Sweepstakes, and the number of eligible entries received by the Earning End Date for such Sweepstakes. Only one prize per person per Sweepstakes. Winners for each Sweepstakes will be announced on the PayPerks Website within a few days but no later than 30 days of the Earning End Date for such Sweepstakes, and participants in such Sweepstakes will be notified by e-mail when such winners have been announced. PayPerks may not award all prizes for a Sweepstakes if the number of eligible participants in a Sweepstakes is less than the number of advertised prizes for such Sweepstakes. Where lawful, winners may be required to sign and return a completed PayPerks' form of Publicity Consent and Liability Release. In the event a potential winner does not accept the prize within twenty-eight (28) days of such notice, a winner is ineligible, the prize or prize notification is not deliverable, or the potential winner cannot be contacted, or fails to provide any other requested information, including information to verify eligibility, an alternate winner may be selected. Entries in a specific Sweepstakes cannot and will not apply to any other Sweepstakes. PayPerks is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify winner.


Except where prohibited, participation in any Sweepstakes constitutes entrant's consent for PayPerks, applicable prize providers and their respective designees to use entrant's first and last name, likeness, prize information, city and state of residence, and any comments, testimonials or other feedback related to any prize or entrant's Sweepstakes experience, whether written or oral, for winner reporting, administering the Sweepstakes, and related promotional purposes in any media without further consideration.


PayPerks and its agents, prepaid debit card partners, directors, officers, shareholders, employees, insurers, servants, parents, subsidiaries, divisions, affiliates, predecessors, successors, representatives, advertising, promotion, and fulfillment agencies, and legal advisors (collectively, the "Released Entities"), are not responsible for, shall not be liable for, and hereby disclaim all liability arising from or relating to: (i) late, lost, stolen, delayed, damaged, misdirected, misaddressed, incomplete, unintelligible or postage-due entries; (ii) telephone, electronic, hardware or software program, network, Internet, computer or other malfunctions, failures, or difficulties of any kind, whether human or technical; (iii) failed, incomplete, garbled, or delayed computer or e-mail transmissions; (iv) any condition caused by events beyond the control of PayPerks; (v) any injuries, liability, losses, damages, fees or expenses of any kind arising in connection with or as a result of any prize, or the acceptance, possession, or use of any prize, participation in any Sweepstakes, winner’s use, misuse or loss of winner’s prepaid debit card, or any terms, conditions or restrictions applicable to winner’s prepaid debit card; or (vi) any printing or typographical errors in any materials associated with any Sweepstakes. PayPerks reserves the right, in its sole discretion, to suspend, modify or cancel any Sweepstakes or disqualify any entry should any unauthorized human intervention or other causes beyond its or their control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes. In the event that proper administration of any Sweepstakes is prevented by such causes as contemplated above, PayPerks or its designees will pick the winners from all eligible, non-suspect entries received prior to such action. By participating in a Sweepstakes, participants and winners hereby release, discharge and hold harmless the Released Entities, and all others associated with the development and execution of each such Sweepstakes, from any and all losses, damages, rights, claims and actions of any kind arising out of or relating to the Sweepstakes, participation in the Sweepstakes, the prize, and/or acceptance, possession, use or misuse of the prize, including but not limited to statutory and common law claims for misappropriation or participant's right of publicity. All Sweepstakes shall be governed by the laws of the State of New York. By participating in any Sweepstakes, entrants agree that New York courts shall have jurisdiction over any dispute or litigation arising from or relating to each such Sweepstakes or these Official Rules and that venue shall be only in New York, New York.


Participants are hereby advised that California Civil Code § 1542 provides that: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR. By entering a Sweepstakes, each participant, on behalf of himself/herself and his/her heirs, successors, assigns, agents and representatives, acknowledges that he/she understands the significance and consequences of California Civil Code § 1542 and, to the extent it may be applicable, hereby waives the benefits of its provisions, with the intent that the releases and waivers of liability in paragraph 6 shall include claims known or unknown, and unknown and unsuspected.


To obtain the name of a Sweepstakes winner(s) after the applicable Earning End Date, send to PayPerks at the address below a self-addressed, stamped envelope marked "PayPerks Sweepstakes Winners List" and marked with applicable Earning End Date. Requests for winners list must be received no later than 90 days from the applicable Earning Period Date.


PayPerks, Inc.
174 West 4th Street, Suite 217
New York, NY 10014


PayPerks reserves the right to prosecute and seek damages against any individual who attempts to deliberately undermine the proper operation of any Sweepstakes in violation of these Official Rules and/or any law.

Copyright © 2014 PayPerks, Inc. All rights reserved. PayPerks and the associated logo are trademarks of PayPerks. Any other trademarks in these Official Rules or on the Sweepstakes Listing Page are used for prize identification purposes ONLY and are the properties of their respective owners.